PamojaLoan
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Permissions

The following data permissions are required from you in order to assess your credit risk and speed up the receipt of the loan.

User Information

When you use the app to log in, our app collects user account data from you, including your email address, as well as information from your public profile, such as your name, gender, image and National ID. This information is necessary for the registration process to use our service, and is also used to automatically fill the appropriate fields in the application interface.

To verify that the device has an active SIM card, to uniquely identify you, and to protect against fraud and unauthorized access, our software also collects phone numbers.

Camera

In order to verify your identity, prevent fraud and comply with our "know your customer" obligations under applicable anti-money laundering laws, We will ask for the image of your ID and selfie. The photos are encrypted and transmitted to our servers at https://www.pamojaloan.com. We will not share your information with any other 3rd parties.

Location

We may collect information about your geographic location in real time to provide you with a better experience using the Application and to verify your identity.

Phone Status and Identity

We may collect information about your phone status, advertising ID and other data with your permission to improve our credit scoring services and provide better service to you.

Data Security

All your personal information is encrypted and stored securely. We implement industry-standard security measures to protect your data from unauthorized access, disclosure, alteration, or destruction.